1st Coastal
Commercial Capital
888-316-1787
How Are Loan Process Works
1. Request a Quote
Submit a quick request through our secure portal with basic details about your property and financing needs.
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Takes less than 5 minutes
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No cost or obligation
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No Social Security number required
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No credit inquiry
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Your information is 100% private and never shared
2. Receive Confirmation
Once submitted, you’ll receive a confirmation email outlining the next steps.
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Overview of the quote process
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Direct contact info for your dedicated loan specialist
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One point of contact from start to closing
3. Get Your Preliminary Quote
We analyze your deal across multiple lending sources to find the best options.
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Customized loan options tailored to your goals
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Clear explanation of terms and next steps
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List of documents needed for LOI or approval
Typical documents include:
P&Ls, rent roll, property photos, personal financial statement, and real estate schedule
4. Letter of Intent (LOI)
Once initial documents are reviewed, we issue a detailed LOI.
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Delivered within 24–72 hours
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Includes rates, terms, costs, and conditions
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No obligation to proceed
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No pressure—just clear options
5. Underwriting & Processing
After accepting the LOI, we move your loan into underwriting.
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Full underwriting checklist provided
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Third-party reports and title ordered
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Insurance requirements coordinated
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Final approval and firm commitment issued
6. Close Your Loan
We work efficiently to get your deal across the finish line.
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Typical closing: 45–60 days
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Expedited closings available
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Close at your home or a local title company
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Simple, smooth, and transparent process
Ready to Get Started? Click Here!
Submit your deal today and let us go to work for you.




